Most Recent Update on: August 18, 2023

We at Sage Life Consulting operate the websites: www.vanessasage.com and www.sagelifeconsulting.com. We may change or add to this privacy notice, so we encourage you to come back and read it periodically. Sage Life Consulting is the data controller that operates from London, Ontarip, Canada.

This privacy notice governs the websites: www.vanessasage.com and www.sagelifeconsulting.com and informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data. This privacy notice only covers information collected through the sites listed above and via direct communications between you and Sage Life Consulting. It does not cover any information collected at any other website, application or other communication methods such as when you call us, write us, or in any other way communicate with us. Your privacy is very important to us.

WHAT WE COLLECT

While using our site, we may ask you to provide us with certain personal data that can be used to contact or identify you (“Personal Data”). Personal Data may include, but is not limited to:

  • Email address
  • First name and last name
  • Phone number
  • Address, State, Province, ZIP/Postal code, City

What We Collect Automatically
Like many websites, we and our third-party service providers, such as advertising and analytics providers, use cookies, web beacons and other data technologies to receive and store certain types of information when you interact with us through your computer or mobile device. Using these technologies helps us recognize you, customize your experience and make relevant marketing messages. Here are some of the types of information we collect:

Log & Device data. When you visit our site, we may automatically record information (“log data”), including information that your browser sends whenever you visit our site. This log data may include the web address you came from or are going to, your device model, operating system, browser type, unique device identifier, IP address, mobile network carrier, and time zone or location.

HOW WE USE YOUR INFORMATION

We may use information that we collect about you to:

  • Provide our Products and Services. We will use your information to provide our products and services to you; process payments and/or refunds;
  • Understand and improve our products. We will perform research and analysis about your use of, or interest in, our products, services, or content, or products, services or content offered by others.  We do this to help make our products better and to develop new products.
  • Communicate with you.
    • Promotional. We may send you emails about new product features or other news about us or on topics relevant to products or services you purchased or that you opted in to receive.  You may opt out of these at any time. Visit the Your Choices section below.
    • Responding to your requests. We will also use your information to respond to your questions or comments, including support questions, blog post comments, services requests and other inquiries.
    • Administrative. We may contact you to inform you about changes in our services, our service offering and other important service-related notices such as changes to the privacy policy or about security or fraud notices.  
  • Advertising.  We may develop and display content and advertising tailored to your interests on our products and services on our site and on other sites; share new products or services with you; share other products and services that we feel would be of interest to you.
  • Other. We also may use your information to manage our business, to comply with legal or regulatory obligations, or perform functions as otherwise described to you at the time of collection.  We may also use your information to resolve disputes or troubleshoot problems, interact with you on social media, request feedback,

Sharing and Disclosure

We do not share your personal information with others except as indicated within this policy or when we inform you and give you an opportunity to opt out of having your personal information shared.

We will share your information in the following ways.

  • With third-party service providers, agents, or contractors.  We use other companies, agents or contractors (“Service Providers”) to perform services on our behalf or to assist us with providing services to you. For example, we may engage Service Providers to process credit card transactions or other payment methods.  Or, we may engage Service Providers to provide services such as marketing, advertising, communications, infrastructure and IT services, to provide customer service, to collect debts, and to analyze and enhance data (including data about users’ interactions with our service). These Service Providers may have access to your personal or other information in order to provide these functions. In addition, some of the information we request may be collected by third party providers on our behalf. We do not authorize them to use or disclose your personal information except in connection with providing their services.

Analytics: Specifically for analytics providers, we use Google Analytics which is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Service. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network.

You can opt out of having made your activity on the Service available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js, and dc.js) from sharing information with Google Analytics about visits activity. For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: http://www.google.com/intl/en/policies/privacy/  Google also recommends installing the Google Analytics Opt-out Browser Add-on – https://tools.google.com/dlpage/gaoptout – for your web browser. Google Analytics Opt-out Browser Add-on provides visitors with the ability to prevent their data from being collected and used by Google Analytics.

PAYMENTS

Payment Providers: We may provide paid products and/or services within the site. When we do, we use third-party services for payment processing (e.g. payment processors).  We will not store or collect your payment card details. That information is provided directly to our third-party payment processors whose use of your personal information is governed by their own privacy notice. The payment processors we work with adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, Mastercard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of payment information.

The payment processors we work with are:

Paypal and Stripe. You can view PayPal’s privacy policy here and Stripe’s privacy policy here.

  • To comply with legal process or to protect Sage Life Consulting.  If we believe that disclosure is reasonably necessary to comply with a law, regulation, legal or governmental request; to enforce applicable terms of use, including investigation of potential violations thereof; to protect the safety, rights, or property of the public, any person, or Sage Life Consulting as required by law; or to detect, prevent, or otherwise address, security or technical issues or illegal or suspected illegal activities (including fraud).
  • Business Transfers. We may engage in a merger, acquisition, bankruptcy, dissolution, reorganization, or similar transaction or proceeding that involves the transfer of the information described in this Policy.  In such transitions, customer information is typically one of the business assets that is transferred or acquired by a third party. In the unlikely event that we or substantially all of our assets are acquired or enter a court proceeding, you acknowledge that such transfers may occur and that your personal information can continue to be used as set forth in this privacy policy.

Payment and Membership

This site is designed for adults. You must be 18 years of age or older to create a membership.

Membership is offered through a third-party plug-in: MemberPress. Any subscriptions are offered on a monthly basis and are renewed automatically at the current rates. Payments must be made at the start of each subscription period in U.S. Dollars.

Subscription payments are non-refundable—refunds are not given if you close your account prior to the end of your subscription period.

To avoid learning your credit card information, we’ve partnered with PayPal and Stripe to securely process payment. As such, we never learn or store your credit card information. Both providers share your name, address, and email with us.

Upon any membership registration, you will select a password and username. This password and username should only be used by you. Your username and password cannot be transferred or shared with others.

Links to Other Sites

We may have links on our site to other sites that we do not operate.  If you click on a third-party link, you will be taken directly to that site which is governed by its own privacy notice.  We strongly encourage you to read that privacy notice. We do not control that site and assume no responsibility for the content, policies or its practices.

Affiliate Disclosure

This site reserves the right to use affiliate programs for monetization, which means when you click on links to various sites that I recommend in my posts and make a purchase, this can result in a commission that is credited to this site.

Retention

Sage Life Consulting will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Notice. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

Sage Life Consulting will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of our Service, or we are legally obligated to retain this data for longer time periods.

Choices and Individual Rights:

We aim to take reasonable steps so you can correct, amend, delete or limit the use of your Personal Data.

We outline your choices below:

  • E-mail.  As described above, if you do not wish to receive promotional e-mails from us, you may opt-out at any time.  If you opt out of a promotional e-mail, we may still send you transactional and administrative emails about this privacy notice or about the products or services you have purchased.
  • Cookies.  Your browser’s help function should contain instructions on how to set your computer to accept all cookies, to notify you when a cookie is issued, or to not receive cookies at any time.
  • Advertising.  You can opt out of online targeted advertising by opting out within the advertisement itself or by visiting Digital Advertising Alliance, http://www.aboutads.info/, the Digital Advertising Alliance of Canada in Canada http://youradchoices.ca/ or the European Interactive Digital Advertising Alliance in Europe http://www.youronlinechoices.eu/.  You can also opt out of the Digital Advertising Alliance using your mobile device settings.
  • Your rights under certain circumstances.   To initiate any of these actions please contact us at Sage Life Consulting – info-at-sagelifeconsulting.com
    • To access and receive a copy of the Personal Data we hold about you.
    • To rectify any Personal Data held about you that is inaccurate
    • To request the deletion of Personal Data held about you
    • You have the right to data portability for the information you have provided to us.  You can request to obtain a copy of this information in a commonly used electronic format so that you can manage and move it.  We will need to verify your identity before being able to respond to such requests.
    • Please note that in some cases, we may not be able to remove your personal information, in which case we will let you know if we are unable to do so and why.
  • Right to Lodge a Complaint.  For European Union residents, if you feel that our processing of your personal data infringes on data protection laws, you have a legal right to lodge a complaint with a supervisory authority responsible for data protection.  You may do so in the EU member state where you habitually reside, your place of work or the location of the alleged infringement. If you are located outside of the European Union, you may have rights under privacy laws in the jurisdiction where you live.

Transfer of Data

This site is operated in Canada.  If you are located in another jurisdiction, please know that your information will be transferred to, stored, and processed in Canada. By using this site and providing us with information, you consent to this transfer, processing and storage of your information in Canada.  It is important to note that the privacy laws in Canada may not be as comprehensive as those in other countries such as the European Union. Our service providers use appropriate safeguards to transfer your personal data to Canada.

Security

We use reasonable administrative, logical, physical and managerial measures to safeguard your personal information against loss, theft and unauthorized access, use and modification. Unfortunately, no measures can be guaranteed to provide 100% security. Accordingly, we cannot guarantee the security of your information.

Sensitive Data

We request that you do not send us any sensitive data such as social security or national identification numbers, information related to racial or ethnic origin, political opinions, religious beliefs, health data, biometrics or genetic, criminal background or trade union membership information. If you do send us this information, then you are consenting to its processing in accordance with this privacy notice.  To avoid processing of sensitive data, do not submit it.

Comments/Forums

This site allows users to comment on articles. Submissions deemed spam by Akismet will be automatically filtered out and never posted.

This site is designed to be a supportive community. As such, you agree that you will not:

  • Use hateful, abusive, offensive, or obscene language towards others
  • Threaten others with violence
  • Use (or attempt to use) another person’s account
  • Post material that infringes on another person’s intellectual property rights

If you do any of these things, we may remove your content or cancel your account.

Changes to the Policy

We may change this policy from time to time, and if we do we’ll post any changes on this page. If you continue to visit our site after those changes are in effect, you agree to the revised policy. If the changes are significant, we may provide more prominent notice or get your consent on the new policy.

Contacting Us

If you have any questions or comments about this policy, please contact us at Sage Life Consulting – info-at-sagelifeconsulting.com

Updated on August 18, 2023